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Joan Wilson
Sierra Vista
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Direct Office:
(520) 439-3969
JoanWilson@
LongRealty.com
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SELLER-THIS WILL MOST  LIKELY  HAPPEN... 

  • The date on the contract will most likely change, it is a guesstimate and subject to many variables (attorneys timetable)
  • The property might not appraise at what you are buying it for
  • Agent will miss shown appointments and not call or show up
  • Appointments will be made and cancelled at the last minute
  • The agent on the sign will be in witness protection and not return any phone calls
  • Some showings will last about five minutes and some showings will last 3 hours
  • There will be a day when I call you and say someone wants to see your house, and you are going to ask me when. And I will say: "pull back the curtains, they are sitting outside now"!
  • I am going to call you 3 minutes before your showings and cancel, sometimes it may be 20 minutes after
  • Agents are going to make appointments at the very LAST minute
  • Agents are going to knock on your door or even drive by, see you in the yard and ask if can they see you house (if this happens, call me)
  • Expect lots of IowbaII offers (at least it is a starting point) looking for, 10% of things you can change and 10% of things you can live with, it’s a keeper.
  • Do not co-sign for even a candy bar!
  • Don’t schedule a vacation before we close (especially a cruise)
  • Don’t order Direct TV, Cable, Telephone or any utility that will pull a credit report unless you want to write a letter of explanation about the credit report to the mortgage company
  • Don’t change your name during the mortgage process
  • Not being up front with your loan officer (hiding information)
  • Not realizing the clock starts ticking from the time the loan officer gets the contract, not the date it was written
  • Need a letter of explanation
  • Unreasonable expectations
  • Not getting a home warranty
  • Giving away your negotiation power by speaking in the house (always assume you are being recorded)
  • Posting your real estate thoughts on social media sites (If you are savvy, this can easily be viewed)
  • Not getting a home inspection
  • Not being FULLY approved BEFORE you go looking (nothing hurts as much as finding the house you love and you loose it when someone else beats you to it because you were not completely ready)
  • Believing what you see on HGTV and reality television (the majority of that stuff is scripted)
  • Not shopping the good faith estimate
  • Not telling me what is MOST important to you
  • Calling at the very last minute to cancel appointments
  • Finding a lender on the internet that offers a 000000.1 interest rate and is from outside of the area
  • Using a 100% Online Lender
  • Not using an Attorney that SPECIALIZES in Real Estate
  • Not using name on drivers license for mortgage docs (use Jr. and Sr. if required)
  • Not telling your lender if you loose your job before you close
  • Do not go window shopping and let people pull your credit
  • If it can’t be written on the front page of the contract because its being done "under the table", it is probably mortgage fraud
  • Do not look at a short-sale if you need to move immediately
  • Do not consider a short-sale if you need to be in control